Charlotte Homes with Navigable Water Waterfront

Charlotte Homes with Navigable Water Waterfront

Located in the state of Florida, Charlotte County is a vibrant and picturesque county that offers a blend of natural beauty and modern amenities. Situated along the Gulf Coast, this county is known for its stunning waterfront properties with navigable water access.

If you are a water enthusiast or simply enjoy the serenity of living near the water, Charlotte County is the perfect place for you. With its true waterfront homes, you can indulge in activities like boating, fishing, and kayaking right from your doorstep. Imagine waking up to breathtaking sunrises, taking a leisurely boat ride on the calm waters, or hosting memorable gatherings by the waterfront.

Aside from its water-related attractions, Charlotte County offers a wide range of amenities to cater to residents' needs. The county boasts excellent schools, shopping centers, restaurants, and recreational facilities. Outdoor enthusiasts can explore the numerous parks, nature preserves, and golf courses that dot the area. The county is also home to a thriving arts and cultural scene, with galleries, theaters, and music venues offering entertainment for all.

Charlotte County's strategic location provides easy access to major cities like Tampa and Fort Myers, making it an ideal choice for those seeking a peaceful retreat while still being close to urban conveniences. Whether you are looking for a permanent residence, a vacation home, or an investment property, Charlotte County's real estate market offers a variety of options to suit your needs and preferences.

With its true waterfront homes and a plethora of amenities, Charlotte County is a desirable destination for those seeking a quintessential Florida lifestyle.

Newest Charlotte Homes with Navigable Water Waterfront

$500,000
2026028245 MLS
Rare 4-Lot Waterfront Estate on Intersecting Canals – Direct Access to Premier Waters: A rare opportunity to secure an exceptional nearly ¾-acre waterfront estate lot positioned on intersecting canals just one block from the Peace River. This expansive, cleared homesite offers easy access to Charlotte Harbor and the Gulf—renowned for world-class fishing and breathtaking boating experiences. Bokeelia, Boca Grande, and Cayo Costa are just a few of the impressive places to navigate to. With a seawall already in place, the property is perfectly suited for an impressive custom residence, complete with generous space for a substantial dock, boat lift, and elevated outdoor living design. The intersecting canals create a dramatic waterfront presence, offering expansive views and a commanding setting worthy of a luxury estate. This is a premier canvas for an upscale waterfront build—combining size, location, and navigable water access in one of Port Charlotte’s most desirable boating corridors. A standout offering for buyers seeking a high-end coastal lifestyle with direct connection to some of Florida’s most coveted waterways. Paradise awaits! Visit the property today! Realtors: bring your buyers!

25301 Harborview Road, Port Charlotte
$465,000
2026026978 MLS
Build your Southwest Florida dream home on this exceptional waterfront homesite in Burnt Store Isles! Offering 84 feet of city-maintained seawall and true sailboat access with no bridges, this prime waterfront lot provides direct access to Charlotte Harbor and the Gulf of America, making it a boater's paradise. Situated on an extra-wide canal basin, the property enjoys beautiful basin and preserve views while providing plenty of room to maneuver your boat with ease. This custom home site offers the perfect setting to create your ideal waterfront retreat. An incredible opportunity exists for those seeking additional space and privacy—the neighboring waterfront home at 3330 Tripoli Blvd is also available for purchase. Together, the two properties would create approximately one-half acre of prime waterfront living. The current owner has conceptual plans available for building a custom home across both properties, providing inspiration for a future estate-sized waterfront residence. Located within the sought-after deed-restricted Burnt Store Isles community, residents enjoy a beautiful waterfront and golf course lifestyle with easy access to Burnt Store Marina, shopping, dining, entertainment, US-41, and I-75. Whether you're an avid boater, golfer, or simply looking to build your dream home in one of Punta Gorda's premier waterfront communities, this rare homesite offers endless possibilities.

3324 Tripoli Boulevard, Punta Gorda
$429,900
3 Beds ⋅ 2 Baths ⋅ 2026014519 MLS
Experience the ultimate Florida lifestyle in this beautiful 3-bedroom, 2-bathroom DIRECT GULF ACCESS retreat. BRAND NEW AC! Beautifully remodeled in 2018. Newer kitchen, flooring and baths. Located in the pristine, stunning Punta Gorda Isles neighborhood, where sailboats and marinas are all around. Designed for the serious boater, this home offers bridge-free, direct Gulf access right from your private dock. Enjoy an oversized corner lot with western exposure over the rear for beautiful sunsets over the water. There is plenty of room for a pool. No rental restrictions can allow for a perfect investment for short and long term renters. Inside, an expansive open floor plan connects a recently updated kitchen—complete with modern finishes and sleek countertops—to a sun-drenched living area. The split-bedroom layout ensures maximum privacy, featuring a primary suite with a dual-sink vanity and a spacious walk-in closet. Recent upgrades include brand-new flooring throughout, 6" seamless gutters, soffits and fascia...a freshly screened lanai, and a professionally sealed concrete tile roof. No assessments owed, and zero flooding from past hurricanes. Strong tile roof w zero leaks. Your private coastal sanctuary awaits. Walk to shops, restaurants and even the Isles Yacht Club. Absolutely stunning location. Extremely close to Fishermans Village.

2700 W Marion Avenue, Punta Gorda
$187,900
2 Beds ⋅ 2 Baths ⋅ 2026025946 MLS
Experience turnkey waterfront living in the heart of Punta Gorda! This beautifully maintained 2-bedroom, 2-bath condo at 2700 Magdalina Drive #2B offers the rare charm of a quiet, self-managed waterfront community with only 4 units — a true hidden gem for those seeking peace, simplicity, and the Florida lifestyle. Sold turnkey furnished, this move-in-ready residence makes it easy to start enjoying paradise immediately. Relax and take in stunning sunset views, enjoy waterfront access with dock space available on a first-come basis, and appreciate the inviting community garden and low HOA fees that make this property even more desirable. Perfectly located just minutes from downtown Punta Gorda, Fishermen’s Village, waterfront dining, shopping, parks, and entertainment, this condo combines convenience with coastal charm. Whether you're searching for a seasonal retreat, full-time residence, or investment opportunity, this property checks every box. Spend your evenings watching the sun melt into the water, enjoying the coastal breeze, and embracing the laid-back Southwest Florida lifestyle. Opportunities like this — affordable, waterfront, turnkey, and in an intimate 4-unit community — are incredibly rare.. Schedule your private showing today and discover why this Punta Gorda waterfront escape is the perfect place to call home!

Punta Gorda
$379,900
2 Beds ⋅ 2 Baths ⋅ 2026023881 MLS
Waterfront living awaits in this lovely 2-bedroom, 2-bathroom pool home in a desirable Tierra Coronado neighborhood! Situated on a Gulf access intersecting canal, this property offers beautiful water views, quick boating access, and the ultimate Southwest Florida lifestyle. Inside, the home offers a comfortable and functional layout with plenty of natural light and tile flooring throughout. The beautiful kitchen has been updated with white shaker style cabinetry, quartz countertops, stainless steel appliances including a new range and dishwasher, while the new washer and dryer add convenience and value. The home features a primary suite with a private en suite bathroom and convenient step-in shower, along with a guest bedroom offering easy access to the hall bathroom with a tub/shower combination. Enjoy your private backyard oasis featuring a sparkling pool with a new pool heater and a paver patio, perfect for year-round enjoyment. The fenced backyard offers a safe and spacious area for kids and pets to play, while the garden shed provides convenient extra storage for tools and outdoor equipment. Boaters will appreciate the boat dock with lift, making it easy to spend your days exploring Charlotte Harbor and the Gulf waters beyond. Energy-efficient solar panels help reduce utility expenses year-round. Whether you're looking for a seasonal retreat, full-time residence, or investment opportunity, this waterfront gem combines comfort, convenience, and exceptional canal-front living in a quaint Punta Gorda boating community. Conveniently located just minutes from Fisherman's Village, Punta Gorda airport, as well as a variety of restaurants, shopping, and local attractions. Don't miss your chance to enjoy Florida living at its finest!

3601 Wisteria Place, Punta Gorda
$585,000
2 Beds ⋅ 2 Baths ⋅ 2026017940 MLS
Experience the freedom of true waterfront living in the highly sought-after community of Pirate Harbor, a hidden gem offering direct boating access, world-class fishing, and the rare advantage of no HOA or deed restrictions. Enjoy the Southwest Florida lifestyle your way with the flexibility to boat, entertain, and relax without limitations. Situated on 100 feet of sailboat/powerboat canal frontage, this waterfront property features a concrete seawall, private dock, and a 10,000 lb boat lift with new risers, motors, and canopy, accommodating up to a 40-foot boat. Long canal views create the perfect backdrop for sunset cruises and waterfront living. Located just minutes to Charlotte Harbor with quick access to Boca Grande Pass and the Gulf of Mexico, this is truly a boater’s and angler’s paradise. Thoughtfully renovated with a relaxed coastal design, the home offers 2 bedrooms, 2 bathrooms, and over 1,700 square feet of living space, with 2,208 total square feet including the garage. Inside, an open layout flows seamlessly to the spacious 29’ x 16’ air-conditioned Florida room featuring removable sliding glass windows that allow you to enjoy refreshing breezes and stunning water views year-round. The kitchen combines style and function with wood cabinetry, granite countertops, abundant storage, recessed lighting, breakfast bar seating, and a convenient pass-through window to the Florida room. Just off the kitchen, a beautifully designed bonus bar area showcases wood-beamed vaulted ceilings, shiplap accent wall with shelving, pendant lighting, and ample room for entertaining. The spacious primary suite offers a large closet and private ensuite bath with tiled shower. The guest bedroom is light and bright with generous closet space, while the guest bath features a tub/shower combination and oversized vanity. Additional linen and coat closets provide excellent storage throughout the home. Step outside to a paver patio with seating and fire pit overlooking the water, creating the perfect setting for relaxing evenings and unforgettable sunsets. The backyard offers plenty of room to enjoy your private tropical oasis. Additional features include a 2024 metal roof, tankless water heater, new appliances, fresh interior and exterior paint, new gutters, a 12’ x 24’ workshop/shed built in 2020, tropical landscaping with curbing, and an attached 26’ x 17’ garage with laundry area. Newer furnishings may be negotiated separately, offering a possible turnkey opportunity. If you’ve been searching for a waterfront home with direct boating access, exceptional fishing, and no HOA restrictions, this is a rare opportunity to own in one of Southwest Florida’s most authentic boating communities.

24240 Henry Morgan Boulevard, Punta Gorda
$899,900
2026020966 MLS
Discover a rare gem in the heart of Southwest Florida’s coveted Pirate Harbor community—a breathtaking half-acre lot that embodies coastal paradise. This oversized, tip-lot property, the only one of its kind available, boasts over 300 feet of pristine waterfront, offering unrivaled sailboat access to the open waters of the Gulf of America and beyond. Imagine casting off from your private dock, gliding effortlessly toward adventure, with the shimmering expanse of open water at your doorstep. Cleared with plenty of fill dirt on site, this stunning lot is a blank canvas ready for your dream home, where every day begins with serene water views and ends with vibrant, awe-inspiring sunsets. The natural beauty of Pirate Harbor surrounds you, with quick access to the region’s enchanting barrier islands—perfect for exploring hidden coves and pristine beaches. Whether you’re an avid boater, angler, or simply crave the tranquility of waterfront living, this lot delivers a lifestyle of unparalleled freedom and splendor. With the potential to split into two parcels, the possibilities are endless. Conveniently located just 15 minutes from Punta Gorda Airport, this slice of heaven combines seclusion with accessibility. Don’t miss this extraordinary opportunity to own a piece of Pirate Harbor’s coastal allure. Seller financing available with flexible, negotiable terms—inquire for more details. *Prior home on property demolished saving you money on impact fees*

24153 Henry Morgan Boulevard, Punta Gorda
$825,000
3 Beds ⋅ 2 Baths ⋅ 2026020212 MLS
A One-of-a-Kind TREND SETTING Masterpiece on the Water! Welcome to 3001 Banyan Way, Punta Gorda, completed in 2024, where architectural artistry meets uncompromising luxury. Set on a prime waterfront lot with intersecting canal views, 211 feet of seawall, and remarkable sunsets, this residence was crafted with every imaginable upgrade to create a true designer dream home. Simply stunning! From the moment you arrive, the curb appeal is undeniable— ultra modern and powerful exterior colors inspire the senses. A visual delight are the many exterior accents including Hardi Trim Board and Batten cement siding, an expansive lighted retaining wall, offset garage and connecting breezeway with smart wood beam pillars. Professional landscaping with designer lighting, an interlocking three-piece paver driveway and an iron fence with three locking gates frame the back of the property all the way to the seawall. Step onto the Chicago replica brick front porch, beneath a tongue-and-groove ceiling with recessed lighting, and through an impressive iron entry door. Inside, every room tells a story of craftsmanship and indulgence. The living room stuns with Venetian plaster tray ceilings, dramatic beams, a 100-inch linear fireplace, and a full quartzite feature wall. The gourmet kitchen is a showpiece: Dolomite Blue quartzite countertops throughout, GE Café matte white appliances including a six-burner propane range, two under-counter refrigerators, and full-height subway tile with a quartzite shelf. A walk-in pantry and adjoining laundry doubles as a bar and prep space, featuring cobalt blue GE smart appliances, built-in storage, a liquor drawer, and a chandelier-lit window seat. The master suite is a sanctuary with Venetian plaster finishes, custom ceiling design, and a spa-like bath offering a freestanding tub under chandelier light, a walk-through shower with body jets, double marble sinks, and artistic feature walls. Additional rooms showcase true individuality, including a music room adorned with gold-leaf stucco, a bespoke feature wall, and a dramatic chandelier. Outdoor living reaches resort level. A saltwater, heated PebbleTec pool with LED lighting is surrounded by an expansive paved entertainment deck. The covered rear porch features tongue-and-groove ceilings, an outdoor kitchen with grill and sink, recessed lighting, ceiling fans, and dual French iron doors that invite seamless indoor/outdoor living. At the water’s edge, the composite dock is built for the serious boater, with shore power, a 12,000-lb lift, and oversized pilings ready for a roof structure. Enjoy a 15 minute boat ride along the Venice Waterway to Alligator Creek, then to Charlotte Harbor. Every detail is deliberate: spray foam insulation throughout, tankless water heater, hurricane-impact doors and windows, remote custom blinds, lighting integrated into the eaves and landscaping, the highest grade luxury vinyl plank and soap stone tile flooring, and a full-home generator with hook-up.

3001 Banyan Way, Punta Gorda
$118,000
2026018750 MLS
10K SQ/FT lot on the water, close to mayor waterways, owner wants action, 100ft water front, no fixed bridges

3502 Discovery Drive, Punta Gorda
$350,000
3 Beds ⋅ 2 Baths ⋅ 2026018430 MLS
Experience this mid-century waterfront property in Punta Gorda, Florida. This historic small town is a hidden treasure trove of natural beauty, resources, and entertainment. Find yourself in the upper River location 550 yards up a navigable canal to a backwater Bay teaming with aquatic and marine life. Launch from your private boat ramp or get your bay boat off the lift for some salt water time. Canal front amenities include freshwater shore, power, 10K boat lift with canopy, lots of Park space, well lit area. Find yourself at peace in this waterside, classic with southern style charm in an old neighborhood minutes from the creature comforts that this area offers. This property offers a rare blend of privacy serenity, and the off the beaten path that Fla is. This asset features, classic construction and layout of a modified vernacular with a lifestyle of coastal dwelling. Designed a landscape features as low maintenance, CBS and stucco, easy access receptacles, all around impact glass and more! No HOA, live free! Indulge in the luxury of your private pool with an estimated depth of 3 feet 6 feet. The outdoor lanai space is a Haven for relaxation and entertainment with the 38 x 40 area encompassing the lazy L pool, distributed, power and water, also a convenient 6‘x6' outdoor shower. Step out back for some cornhole or shuffleboard on the 14 x 40 concrete slab or take a martini to the dock and catch dinner. The cottage includes three bedrooms, two bath, with a central open concept, kitchen, dining and a visually aesthetic layout from the front door through to the boat lift! Living room and laundry are conveniently offset. The primary suite with en suite bathroom, includes open concept, rest, and bath. Two additional bedrooms, are split from the primary with a second bathroom. Kitchen is a wide galley of bamboo cabinetry, French door fridge with ice and filtered water, induction convection range with a pot filler. Deep court sink and an epoxy countertops, and deeper and higher than standard. Tile throughout, block/CBS walls. Neutral white. And for your hobby being dreams, a 10 x 20 art studio, currently housing a Glass fusion and ceramicist shop, you can draw inspiration from the east view of the secured black bay. Studio has distributed power, AC, hot and cold, running water. Come and relax in the picture sanctuary. For him and oversize garage. Not enough of a safety zone for your privacy in peace, an additional adjoining parcel is available with purchase.

232 DARST Avenue, Punta Gorda
$569,000
3 Beds ⋅ 3 Baths ⋅ 2026017487 MLS
Spacious 2,000+ sq ft home with stunning views of Spring Lake. Ideal for in-law situation, kids that need extra space or vacation rental. It features 3 bedrooms, den, extra sitting room, 3 bathrooms, and separate living area. Large screened lanai with boat slip. 15-minute boat ride to Charlotte Harbor from the newer composite dock and slip. 2-car garage, great neighborhood, new metal roof (2023), dual air conditioners one from (2019). The salt water 10x40 heated pool is perfect for doing laps while watching the gorgeous sunsets on the Lake. New Pool Heater (2024) It is very tastefully furnished and being sold turnkey. New composite boat dock with designed to hold a 14,000 lb lift. Schedule your showing today!

414 Spring Lake Boulevard NW, Port Charlotte
$565,000
3 Beds ⋅ 2 Baths ⋅ 2026014738 MLS
Beautiful 3-bedroom, 2-bath condominium located in the highly sought-after Harbor Walk community, offering panoramic views of Charlotte Harbor and the Peace River. This spacious, light-filled residence features over 2,000 square feet of living space with vaulted and cathedral ceilings, luxury vinyl and tile flooring, and an open-concept floor plan ideal for comfortable waterfront living. The well-equipped kitchen offers granite and solid surface countertops, wood cabinetry, stainless steel appliances, and a dining area with stunning water views. The primary suite showcases peaceful harbor views, a large walk-in closet, and an ensuite bathroom with dual vanities and a walk-in shower. Two additional guest bedrooms provide plenty of space for family or visitors, along with updated bathrooms and a convenient in-unit laundry room complete with washer, dryer, utility sink, and storage. Sliding glass doors lead to a spacious screened lanai perfect for enjoying beautiful sunrises, watching dolphins and passing boats, and taking in the tranquil waterfront setting, while the front entry captures gorgeous sunset views. Additional features include hurricane shutters, high ceilings, underground gated parking with an assigned space and private storage. Harbor Walk offers resort-style amenities including a community pool and tennis courts, all just steps from Laishley Park and within walking distance to historic downtown Punta Gorda’s restaurants, shopping, art galleries, waterfront parks, walking and biking paths, farmer’s markets, festivals, and year-round events.

200 Harbor Walk Drive Unit 354, Punta Gorda
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