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$134,900
2 Beds ⋅ 2 Baths ⋅ 2026030375 MLS
**Motivated seller! Bring your offer!** Discover an affordable opportunity to own a furnished, land-owned manufactured home in Pine Island Cove, a desirable 55+ waterfront boating community in St. James City on Pine Island. With **no lot rent, low HOA fees, community boating access, and resort-style amenities**, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is known for its welcoming atmosphere, active lifestyle, and convenient access to the water. Boating and fishing enthusiasts will appreciate the community’s long, wide boat ramp, boat-rinsing station, and waterfront green space where you can relax and watch neighbors return from a day on the water. Residents also enjoy a beautifully remodeled clubhouse, sparkling community pool, pickleball, bocce, social activities, and numerous community events. The home welcomes you with a screened front porch that is perfect for enjoying your morning coffee, visiting with neighbors, or taking in the island breeze. A separate utility room provides convenient indoor laundry, additional storage, and space for your boating, fishing, or beach equipment. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for everyday living and entertaining. The Florida room provides additional flexible living space and can be opened to enjoy the fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private bathroom, while the guest bedroom is conveniently located near the second full bathroom. Additional improvements include a newer roof and newer luxury vinyl plank flooring with a vapor barrier. The home is being offered furnished, making it easy to move in and immediately begin enjoying your Florida retreat, seasonal residence, or full-time island home. The spacious outdoor area behind the home offers additional room for entertaining, grilling, relaxing, or creating a personalized outdoor living space. There may also be an added benefit to establishing your Florida homestead before the end of 2026. If the proposed property-tax amendment is approved by Florida voters in November 2026, qualifying homeowners who establish residency and homestead eligibility by December 31, 2026, may be eligible for increased property-tax benefits. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional. With a motivated seller, land ownership, no lot rent, low HOA dues, boating access, a community boat ramp, newer roof, new carport, furnished interior, and active 55+ waterfront lifestyle, this Pine Island Cove home is a must-see. Schedule your private showing and bring your offer!

4931 Needle Fish Lane, St James City
$415,000
3 Beds ⋅ 2 Baths ⋅ 2026012753 MLS
Experience the best of waterfront living in this beautifully furnished 3-bedroom, 2-bath coastal retreat in the highly desirable Pine Island Cove community. Offering direct GULF ACCESS and an impressive 92 feet on saltwater canal frontage, this home is designed for those who value comfort, style and effortless outdoor living. Inside, you'll find a bright, coastal-inspired interior with 1,508 sq.ft. of thoughtfully designed space. The home comes tastefully furnished, creating a turnkey experience from the moment you arrive. Enjoy seamless indoor-outdoor living with a screened front lanai, sunroom, and open back lanai overlooking the water. A boat lift and maintenance-fee landscaping make boating and relaxation truly effortless. As one of the largest homes in the community, it offers exceptional space and a premier canal location. of the rare advantages of Pine Island Cove is that you own your property-no land lease-while still enjoying resort-style amenities for an incredible low fee of just $160 per month. The community features a heated saltwater pool, spa, private Gulf access boat ramp, fish cleaning and washout station, a covered picnic pavilion, dog park, pickleball, bocce and a vibrant calendar of clubs and activities. From your dock you're only minutes to the bay and the Gulf, home to some of the best fishing in Florida.

4892 Gulfgate Lane, St James City
$155,000
2 Beds ⋅ 2 Baths ⋅ 2026012085 MLS
Welcome to island living in the highly sought-after Pine Island Cove 55+ community in Saint James City. This charming 2-bedroom, 2-bath home offers the perfect Florida retreat—whether you're looking for a winter getaway or a full-time residence. This home has an awesome new kitchen cabinets, counter tops, air conditioning, & roof. The home features a comfortable open living space with plenty of natural light and a relaxing atmosphere that reflects the laid-back lifestyle of Pine Island. Enjoy outdoor living with space on the side of the home and a large patio in the back to relax and entertain while taking in the peaceful surroundings. Pine Island Cove is known for its friendly community and outstanding amenities. Residents enjoy a heated saltwater pool and spa, boat ramp with Gulf access, fish cleaning station, and a washout facility for boats. There is also a scenic lakeside gathering area with covered pavilions, picnic tables, and grills—perfect for socializing with neighbors and friends. Also, a dog park for your pets. Stay active with pickleball, bocce ball, and numerous clubs and community activities. Boat and RV storage is also available within the community. Conveniently located near local restaurants, marinas, and world-class fishing, this home offers the best of the Southwest Florida island lifestyle. You own your land and the HOA fee is only $160.00 per month.

7169 Drum Drive, St James City